Contact Us: ​(407) 745-4654
Florida Legacy Advisors
  • Home
  • Quotes
    • Medicare Supplement Coverage Quote
    • Medicare Advantage Plan Quote
    • Life Insurance Quote
    • Annuity Quotes
    • Critical Illness Insurance Quote
    • Disability Insurance Quote
    • Final Expense Insurance Quote
    • Group Benefits Insurance Quote
    • Health Insurance Quote
    • Long Term Care Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Medicare Supplement Coverage
    • Medicare Advantage Plans
    • Life Insurance
    • Annuities
    • Critical Illness Insurance
    • Disability Insurance
    • Final Expense Insurance
    • Financial Planning
    • Group Benefits
    • Health Insurance
    • Long Term Care Insurance
    • Other Products >
      • Sega Tuition Rewards
      • Legal & Identity Shield
  • About
    • Staff Directory >
      • Tom Phelan
      • Gary Asker
      • Gene Torres
      • Richard “Rusty” Law
      • Jimmy Bejarano
      • ​Yvonne Starkey
      • R. Michael Antonetti
      • Cynthia Barfield
      • Daniel Chavez​
      • Teresa Cillo​
      • Scott Creighton
      • Shannon Davis
      • Dante Deritis
      • Jackie Dorsey
      • Tamara Lynn Dorsey
      • Sawina Ruth Eller
      • Danielle Escalante
      • William Goolsby
      • Gwendolyn Jastremski
      • Brandi Jo Hardy
      • Christine Kinzler
      • Stephen Libby
      • Lucile Loveitt
      • Ryne Mallery
      • Bridget Mathieu
      • Maxwell McGhee
      • Carmelo Rivera
      • Annie Thomas
      • Nadia Tupikina
      • Melonie Wood
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Blog
    • News
  • Opportunities
  • Contact
  • Agent Login
  • Home
  • Quotes
    • Medicare Supplement Coverage Quote
    • Medicare Advantage Plan Quote
    • Life Insurance Quote
    • Annuity Quotes
    • Critical Illness Insurance Quote
    • Disability Insurance Quote
    • Final Expense Insurance Quote
    • Group Benefits Insurance Quote
    • Health Insurance Quote
    • Long Term Care Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Medicare Supplement Coverage
    • Medicare Advantage Plans
    • Life Insurance
    • Annuities
    • Critical Illness Insurance
    • Disability Insurance
    • Final Expense Insurance
    • Financial Planning
    • Group Benefits
    • Health Insurance
    • Long Term Care Insurance
    • Other Products >
      • Sega Tuition Rewards
      • Legal & Identity Shield
  • About
    • Staff Directory >
      • Tom Phelan
      • Gary Asker
      • Gene Torres
      • Richard “Rusty” Law
      • Jimmy Bejarano
      • ​Yvonne Starkey
      • R. Michael Antonetti
      • Cynthia Barfield
      • Daniel Chavez​
      • Teresa Cillo​
      • Scott Creighton
      • Shannon Davis
      • Dante Deritis
      • Jackie Dorsey
      • Tamara Lynn Dorsey
      • Sawina Ruth Eller
      • Danielle Escalante
      • William Goolsby
      • Gwendolyn Jastremski
      • Brandi Jo Hardy
      • Christine Kinzler
      • Stephen Libby
      • Lucile Loveitt
      • Ryne Mallery
      • Bridget Mathieu
      • Maxwell McGhee
      • Carmelo Rivera
      • Annie Thomas
      • Nadia Tupikina
      • Melonie Wood
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Newsletter Signup
    • Accessibility Statement
    • Blog
    • News
  • Opportunities
  • Contact
  • Agent Login


Annuities

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

get a quote
Contact Us

What is an Annuity?

Annuities are contractually-executed, relatively low-risk investment products; the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future time period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment fund the payments received by the insured, and, compensate the insurer. 

Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date – whichever occurs first. These financial instruments have been used to accumulate funds and provide significant and sudden increases in personal income (via future, lump-sum withdrawals), all while legally avoiding the taxes (e.g., income-, capital gains-, estate-) that would otherwise be assessed on them.

Immediate Annuities vs. Deferred Annuities

An Immediate Annuity is an insurance policy which, in exchange for a sum of money, guarantees that the issuer will make a series of payments. These payments may be either level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives, or even whichever is longer.

A Deferred Annuity is a contract that is chiefly a vehicle for accumulating savings with a view to eventually distribute them either in the manner of an immediate annuity or as a lump-sum payment

Contact us to learn more about the right annuity for you.
(407) 745-4654
222 South Westmonte Drive
Suite 101
Altamonte Springs, FL 32714​
Click Here to Email Us
Annuity Quote
Annuities provide guaranteed income for life

Licensed in Florida, Georgia, Indiana, Maine, Tennessee and Virginia

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area.
Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Picture

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Florida Legacy Advisors​
222 South Westmonte Drive
Suite 101
Altamonte Springs, FL 32714
(407) 745-4654​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash